financial

I read some post from a woman that has followed seminar, theme financial. I think I have to share with you all because this information is necessary known to our live in married (even I am still a student college kkk)

1. consider that we are a company, its meant income minus outcome, must have profit
2. profit is get from put aside the income. the method, before post an outcome, the income have to put aside.
3. so put aside income is priority. though nominal is small, have to do by routine
4. there are 5 things in human life. NEEDS, WANTS, DEBT, SAVING, and INVEST
    NEEDS is need that must have filled. e.g.: eat, buy household needs, etc.
    WANTS is want. wants and needs are different. if wants isnt filled, no problem cause itsnt urgent.
    DEBT is debt. e.g.: home credit, credit card, debt to friends
    SAVING is saving funds. it is a must as reserve fund to anticipation something that happen out of our plan
    INVEST is like invest in deposito, reksadana, gold, property etc.
5. the proportion of them:
    if we has debt: needs (50%), wants (10%), debt (30%), saving (10%)
    if we dont have debt (free): needs (50%), wants (10%), saving (30%), invest (10%)
6. the last dont forget to always be generous. sincere to share our rizki. cause what you share, it is what you get

so, you who looking for mate, for man accompanying your GF when she shopping cause when she become your wife, more she saving money, more humble her lifestyle, and better for you. for woman beside ask the income of your BF, also ask his outcome. dont dazzle with a man who has big income, but has a big debt, it is some lie.

simple, but important :)